Debt Settlement is the fastest and least expensive way to get out of debt and improve credit worthiness without filing bankruptcy. Also known as debt negotiation, debt settlement is not a credit counseling service or a consolidation loan; it is an ambitious approach to debt reduction for those experiencing an overload in debt and who have considered bankruptcy as an option. This practice however, is difficult to handle on your own. Over the years, our arbitrators have established relationships with the many creditors in order to simplify this process. We work diligently with your creditors to reduce your unsecured debt balances down as much as 40-60% by arbitrating an agreed settlement. Any debt settlement program will have an adverse effect on your credit during the term of the program. This may affect your ability to apply for new credit while your accounts are being settled. Once the debt has been paid off through a settlement program, a client is then free to rebuild a solid credit profile without holding the burden of any outstanding debt.

Our negotiation process has been tested and developed over years of experience by our team of professional arbitrators. Our arbitrators are highly skilled and trained in each of their fields of expertise whether its credit cards, personal loans or car repossessions. Through their established relationships with the creditors and financial institutions, we are able to successfully negotiate the debts of our clients at a substantial discount. We continually develop our relationships with creditors, collection agencies and law firms throughout the country, and we always maintain a very professional and cooperative relationship with them in order to reach the most favorable settlement offer for our clients. We work directly, and 100% for you.

Credit Cards/Gas Cards	Home Loans / Mortgages
Department Store Credit Cards	Auto Loans / Student Loans
Unsecured Personal Loans and Lines of Credit	Government Loans
Medical/Hospital Bills	Lawsuits, IRS Debt/Taxes
Collections, Auto Repossession’s	Secured Debts